:root {
  --navy: #1B3A4B;
  --teal: #2A6F7F;
  --gold: #C4A35A;
  --cream: #F4F1EA;
  --paper: #FFFcf7;
  --ink: #1A1A1A;
  --muted: #5C6770;
  --line: #D9D1C3;
  --ok: #0F6B5C;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Source Sans 3", "Segoe UI", system-ui, sans-serif;
  color: var(--ink);
  background: var(--cream);
  line-height: 1.55;
}
a { color: var(--teal); }
a:hover { color: var(--navy); }
.wrap { max-width: 760px; margin: 0 auto; padding: 0 20px; }
header.site {
  background: var(--navy);
  color: #fff;
  padding: 14px 0 0;
}
header.site .brand {
  display: flex;
  justify-content: space-between;
  align-items: baseline;
  gap: 12px;
  padding-bottom: 12px;
}
header.site .brand a {
  color: #fff;
  text-decoration: none;
  font-weight: 700;
  letter-spacing: .04em;
}
header.site .brand span { color: var(--gold); font-size: .78rem; font-weight: 700; letter-spacing: .14em; }
nav {
  display: flex;
  flex-wrap: wrap;
  gap: 4px 14px;
  padding: 10px 0 14px;
  border-top: 1px solid rgba(255,255,255,.12);
}
nav a { color: #E8EEF0; text-decoration: none; font-size: .92rem; }
nav a[aria-current="page"] { color: var(--gold); font-weight: 700; }
.banner {
  background: #EFE6D4;
  border-bottom: 1px solid var(--line);
  padding: 10px 0;
  font-size: .95rem;
}
.banner strong { color: var(--navy); }
main { padding: 28px 0 48px; }
h1, h2, h3 { font-family: Georgia, "Times New Roman", serif; color: var(--navy); line-height: 1.25; }
h1 { font-size: 2rem; margin: 0 0 12px; }
h2 { font-size: 1.35rem; margin: 28px 0 10px; }
h3 { font-size: 1.12rem; margin: 20px 0 8px; }
.lede { font-size: 1.12rem; margin: 0 0 18px; }
.muted { color: var(--muted); }
.note {
  background: var(--paper);
  border: 1px solid var(--line);
  border-left: 5px solid var(--gold);
  padding: 14px 16px;
  margin: 16px 0 22px;
}
.cta-row { display: flex; flex-wrap: wrap; gap: 10px; margin: 18px 0 24px; }
.btn {
  display: inline-block;
  background: var(--navy);
  color: #fff !important;
  text-decoration: none;
  padding: 12px 16px;
  border-radius: 6px;
  font-weight: 700;
}
.btn.alt { background: var(--teal); }
.btn.ghost {
  background: transparent;
  color: var(--navy) !important;
  border: 1px solid var(--navy);
}
ol.steps, ul.clean { padding-left: 1.2em; }
ol.steps li, ul.clean li { margin: 0 0 8px; }
table {
  width: 100%;
  border-collapse: collapse;
  background: var(--paper);
  font-size: .92rem;
  margin: 12px 0 20px;
}
th, td { border: 1px solid var(--line); padding: 8px 10px; text-align: left; }
th { background: var(--navy); color: #fff; }
tr:nth-child(even) td { background: #F7F3EA; }
.cards { display: grid; gap: 12px; margin: 16px 0 24px; }
.card {
  background: var(--paper);
  border: 1px solid var(--line);
  padding: 16px;
  text-decoration: none;
  color: inherit;
  display: block;
}
.card h2 { margin: 0 0 6px; font-size: 1.15rem; }
.card p { margin: 0; color: var(--muted); }
.source { font-size: .88rem; color: var(--muted); }
footer.site {
  border-top: 1px solid var(--line);
  padding: 22px 0 36px;
  color: var(--muted);
  font-size: .92rem;
}
footer.site a { color: var(--teal); }
.phone { font-weight: 700; white-space: nowrap; }
@media (min-width: 720px) {
  .cards { grid-template-columns: 1fr 1fr; }
  h1 { font-size: 2.25rem; }
}